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NestWorth is a modern financial solutions platform designed to help small and mid-sized businesses unlock savings, streamline payroll, and support employee financial wellness. We specialize in tax credits, cost segregation studies, retirement planning, payroll processing, and insurance strategy-powered by smart technology and backed by expert support.
We work with small to mid-sized businesses across all industries, as well as CPAs, financial professionals, and solo entrepreneurs looking to optimize their tax position, payroll systems, retirement offerings, and insurance strategies.
Both! Whether you're launching a new venture or managing a growing enterprise, our solutions scale with your needs. Startups often benefit from tax credits and solo retirement plans, while established businesses leverage our payroll, insurance, and compliance tools.
No. We complement your CPA by handling specialized areas like tax credit discovery, cost segregation studies, retirement plan implementation, and insurance optimization. We're happy to collaborate directly with your CPA.
Not at all. Our platform is designed to be user-friendly, and our team is here to assist with setup, questions, and ongoing support. Whether you're digital-first or paper-based, we'll meet you where you are.
NestWorth is headquartered in the U.S., and we proudly serve clients nationwide. All our services comply with federal and applicable state tax laws.
A Cost Segregation Study allows commercial property owners to accelerate depreciation on parts of their building-like lighting, HVAC, or flooring-over 5, 7, or 15 years instead of 27.5 or 39 years. If you've built, bought, or renovated property recently, it's likely worth doing.
We start with a quick eligibility review using our AI-powered platform. Once we identify qualified credits, we'll collect basic documentation and submit a complete, audit-ready package.
In some cases, yes. For certain credits like the R&D credit, you can amend previous returns up to three years back. We'll guide you through the process and coordinate with your tax preparer.
We only help claim credits that meet IRS criteria and are fully documented. Our team includes credentialed experts who prepare every claim to be audit-ready.
Yes! Many industries qualify, including manufacturing, construction, agriculture, and even breweries. If your business improves processes, products, or software, you may be eligible.
Typically, we need basic business and payroll data, project descriptions, and financials. Don't worry-we'll walk you through everything.
Yes. We can help amend previous tax returns (typically up to 3 years back) to claim eligible credits retroactively.
If you have fewer than 50 employees and are starting a new retirement plan (like a 401(k) or SIMPLE IRA), you may be eligible for up to $16,500 in startup tax credits over three years. NestWorth helps you navigate these credits and stay compliant with the latest rules.
We offer Solo 401(k)s, Traditional & Safe Harbor 401(k) plans, SEP IRAs, SIMPLE IRAs, and Defined Benefit Plans. Each plan is tailored to fit your business goals and team structure.
Yes. Our system allows for seamless contributions, compliance, and reporting across payroll and retirement plans.
Depending on the plan type, changes can typically be made quarterly or annually. We provide clear guidelines and employee education to make it simple.
No. Matching contributions are optional depending on the plan. We'll help you choose a structure that aligns with your goals and budget.
We partner with vetted third-party plan providers and recordkeepers who act as fiduciaries. We help design and implement the best solution, ensuring compliance and clarity.
Yes. We can help transition your current 401(k) or IRA setup to a NestWorth-supported plan with minimal disruption.
NestWorth's payroll starts at $39.99/month for the first two employees, with each additional employee just $3.99/month. No surprise fees, no contracts-just transparent pricing that scales with your business.
Yes, our system allows you to process payroll for both 1099 contractors and W-2 employees in a single streamlined platform.
Yes. We handle all federal, state, and local tax filings automatically, and provide W-2s, 1099s, and year-end reports for employees and contractors.
Most companies can get started within 1-2 business days. Our onboarding is streamlined and our team is available to guide you through every step.
Yes, direct deposit is included and encouraged. We make payroll processing seamless for both you and your employees.
Currently, we support U.S.-based teams only. However, we're working on expanding international payment capabilities.
We automatically generate and file year-end forms like W-2s and 1099s. Your team gets digital access to their documents.
NestWorth acts as an extension of your team. We provide turnkey tools to uncover credits, ensure compliance, and add value without disrupting your client relationships.
Yes. CPAs and financial advisors who partner with NestWorth get access to a dedicated dashboard with client tracking, engagement tools, and customized reporting.
Yes. We offer co-branded materials, email templates, and onboarding sessions so you can confidently introduce NestWorth to your clients.
Certain insurance products, like Indexed Universal Life (IUL), can be structured to build long-term, tax-deferred wealth while providing protection. Others, like Key Person or Buy-Sell funding, support succession and risk planning.
Key Person Insurance is a life insurance policy a business takes out on a crucial team member. It helps offset financial losses if that person unexpectedly passes away or becomes disabled.
This plan allows businesses to provide life insurance or other benefits to key employees as a bonus, which is tax-deductible to the business and a valuable benefit to the employee.
Term life insurance offers affordable protection for a set number of years. Permanent life insurance (like IULs) lasts a lifetime and can build cash value over time.
Yes. Businesses often own policies like Key Person or Buy-Sell funding to protect against financial risk.
